Mixed Breed Dogs
Did You Know?
Why does the word ‘mutt’ have such negative connotations?
Well, the term ‘Mutt’ comes from the Middle English word for sheep, ‘mouton,’ which eventually morphed into the term ‘muttonhead,’ used to describe someone of questionable intelligence.
In the late 1800s, this was shortened to mutt, used initially as both an insulting term for a person and a dog of unknown breed.
Every dog is unique, but mixed breed dogs are truly different because their genetic makeup is a total mystery. And that mystery and diversity makes for some very adorable pups!
Greater diversity in your mutt’s genes may make them healthier based on a theory known as “hybrid vigor.” Many vets agree that mutts are less likely to have a high dose of the purebred genetic material which can lead to increased risk of hereditary disorders.
A study of more than 90,000 canines, published in the Journal of the American Veterinary Medical Association, found that purebred dogs were more likely than mutts to have genetic disorders, including cataracts and hypothyroidism.
Source: Dog Health Conditions
Generally speaking mixed-breed dogs have fewer health issues than purebred dogs because there is less inbreeding, which results in fewer hereditary and genetic health conditions.
With that said every dog is susceptible to expensive health problems. Mutts aren’t as prone to genetic and hereditary issues as purebred dogs, but they’re just as active and are still susceptible to some expensive health issues.
Pet Insurance for Mixed Breed Dogs
As you can see from the list of potential health issues above, veterinary care can cost thousands of dollars if your dog gets sick or injured. The best way to protect your mutt from potential health issues is to enroll in a pet insurance policy while they are young and healthy.
We’ve evaluated all the best pet insurance companies and plans and found the top five best companies for mixed breeds. Pet health insurance pays for expensive veterinary treatment when your mutt gets sick or injured.
It’s beneficial to you, your veterinarian and most importantly your dog!
What Coverage Should You Should Have?
These are the most important pet insurance coverages you should have as the proud owner of a mixed breed dog. Below is an overview of what standard pet insurance plans cover.
Standard Accident and Illness Coverage
|✓ Accidents||✓ Illnesses|
|✓ X-Rays, Blood Tests, etc.||✓ Surgery|
|✓ Hereditary Conditions||✓ Hospitalization|
|✓ Congenital Conditions||✓ Prescription Medications|
|✓ Chronic Conditions||✓ Emergency Care|
|✓ Cancer||✓ Specialty Care|
|✓ Diagnostic Treatment||✓ Alternative Treatment|
|X Pre-Existing Conditions||X Preventative Care|
Note: Some companies allow you to add wellness and routine care coverage for an additional charge. No pet insurance companies cover pre-existing conditions.
How Much Does it Cost?
Another benefit of owning a healthy, mixed breed dog is that they are less expensive to insure. Because mixed breeds are less susceptible to hereditary and genetic disorders their risk of long-term, expensive veterinary care is less than their purebred brethren.
|Healthy Paws||$25 per month||$18 per month||$32 per month|
|Pets Best||$25 per month||$19 per month||$31 per month|
|FIGO||$31 per month||$24 per month||$39 per month|
|Petplan||$35 per month||$33 per month||$37 per month|
|Nationwide||$39 per month||$30 per month||$48 per month|
|National Average||$44 per month||$30 per month||$47 per month|
|ASPCA||$49 per month||$36 per month||$61 per month|
|Embrace||$49 per month||$37 per month||$62 per month|
|Trupanion||$54 per month||$48 per month||$60 per month|
Source: Pet Insurance Cost