Trupanion vs Figo

Trupanion and FIGO are both excellent choices when it comes to dog or cat insurance. Trupanion is one of the oldest pet insurance providers in America with roots that trace back to 2005. FIGO was founded eight years later in Chicago as a technology focused provider of pet insurance. We’re certain you would be happy with either choice but do yourself a favor and compare plans and prices from both providers before making a final decision… and make sure to enroll while your pet is young and healthy!

Learn More: Best Pet Insurance

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Trupanion Pet InsuranceFIGO Pet Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:20,1111,087
Deductible:$0 - $1,000$50 - $500
Reimbursement:90%70% - 100%
Annual Limit:Unlimited$10,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:5 days5 days
Waiting Period for Illnesses:30 days14 days
Waiting Period for Orthopedic Coverage:30 days6 months *
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Excluded Excluded
Vet Restrictions:NoneNone

Trupanion Pet Insurance Enrollment Requirements

Trupanion Enrollment Requirements

You must provide all medical history and records associated with your pet. You also authorize Trupanion to contact any and all veterinary clinics or hospitals in your area to obtain all available medical records that exist for your pet. Trupanion allows pets to enroll from the time of birth to their 14th birthday.

FIGO Pet Insurance Enrollment Requirements

Six months for knee issues *