Pet Insurance Quotes

Trupanion Pet Insurance vs. FIGO

Trupanion and FIGO are both excellent choices when it comes to dog or cat insurance. Trupanion is one of the oldest pet insurance providers in America with roots that trace back to 2005. FIGO was founded eight years later in Chicago as a technology focused provider of pet insurance.

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Trupanion Pet InsuranceFIGO Pet Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:21,6121,257
Deductible:$0 - $1,000$50 - $500
Reimbursement:90%70% - 100%
Annual Limit:Unlimited$10,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:5 days5 days
Waiting Period for Illnesses:30 days14 days
Waiting Period for Orthopedic Coverage:30 days6 months *
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Excluded Excluded
Vet Restrictions:NoneNone

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Trupanion vs. FIGO

Trupanion and FIGO offer several pet insurance policies to match the needs of families. FIGO has three plans (Essential, Preferred, and Ultimate) with an option for unlimited coverage. Trupanion is one of the few pet insurance companies that will cover expenses like boarding fees and physical therapy.

 

Trupanion Details

Overall Rating: Trupanion gets five out of five stars from pet parents like you.

Deductible: Deductibles for Trupanion policies range from $0 to $1,000.

Reimbursement: Trupanion reimburses 90% of covered costs.

Emergency Care: Trupanion pet insurance covers emergency care.

Waiting Period for Accidents and Illnesses: Trupanion has a 5-day waiting period of accidents and a 30-day waiting period for illnesses.

Average Price Range: Most policies have prices between $59 and $68 per month.

 

FIGO Details

Overall Rating: Pet parents give FIGO four out of five stars.

Deductible: FIGO has deductibles from $50 to $1,500.

Reimbursement: FIGO will reimburse you 70% to 100% of covered costs.

Emergency Care: FIGO covers emergency care expenses.

Waiting Period for Accidents and Illnesses: FIGO has a 5-day waiting period for accidents and a 14-day waiting period for illnesses.

Average Price Range: FIGO policies usually cost $39 to $43 per month.

 

Pet Insurance Coverage From Trupanion and FIGO

FIGO and Trupanion have comprehensive coverage that makes it easy for pet parents to choose plans for emergency services. You can also add riders for more coverage.

 

Trupanion and FIGO Prices

Trupanion tends to charge a little more than FIGO. The amount you pay, though, depends on factors like your pet’s age and how much coverage you want.

 

Should You Choose Trupanion or FIGO Pet Insurance?

Get a price quote to help you decide whether Trupanion or FIGO has the right pet insurance for your family.

 

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Related Pages

Trupanion Pet Insurance Enrollment Requirements

Trupanion Enrollment Requirements

You must provide all medical history and records associated with your pet. You also authorize Trupanion to contact any and all veterinary clinics or hospitals in your area to obtain all available medical records that exist for your pet. Trupanion allows pets to enroll from the time of birth to their 14th birthday.

FIGO Pet Insurance Enrollment Requirements

Six months for knee issues *