Compare ASPCA vs Trupanion Plans

ASPCA and Trupanion are two of the best pet insurance companies in America.

ASPCA Trupanion
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 5,806 1,297
Deductible: $100 - $500 $0 - $1,000
Reimbursement: 70% - 90% 90%
Annual Limit: $5,000 - Unlimited Unlimited
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 14 days 5 days
Waiting Period for Illnesses: 14 days 30 days
Waiting Period for Orthopedic Coverage: 14 days 30 days
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Routine Dental: Included Excluded
Wellness Coverage: Included Included
Vet Restrictions: None None

ASPCA Enrollment Requirements

There are no enrollment requirements. However, when you submit a claim, you authorize us and our administrator to access all medical information that we need to assess your pet’s health. For example, we may ask you for the name and contact information of any veterinarian that has ever seen or treated your pet. You must also provide proof of identity for your pet when we request.

Trupanion Enrollment Requirements

Trupanion Enrollment Requirements

You must provide all medical history and records associated with your pet. You also authorize Trupanion to contact any and all veterinary clinics or hospitals in your area to obtain all available medical records that exist for your pet. Pet must be at least 8 weeks old at the time of enrollment.


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