Pet Insurance Quotes

Get FREE Quotes!

Trupanion vs. Embrace Pet Insurance

Trupanion and Embrace are two of the best pet insurance companies in America. Learn More

 Trupanion Pet Insurance
 Embrace Pet Insurance
Average Price
$37 - 57/mo.
$40 - 68/mo.
A.M. Best Rating NR A+
BBB Rating A+ A+
Customer Satisfaction 87% 92%
Total Reviews 9,662 reviews 8,525 reviews
Deductible $0 - 1,000 $100 - 1,000
Reimbursement 90% 65 - 90%
Annual Limit Unlimited $5k - 15k
Company Profile Trupanion Overview Embrace Overview
Waiting Period for Accidents 5 days 2 days*
Waiting Period for Illnesses 30 days 14 days
Waiting Period for Orthopedic Coverage 30 days
6 mos.
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds For additional cost
Dental - Accidents
Cancer Coverage
Wellness Coverage
X Optional
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing conditions

*Most states have a 2-day waiting period, some are 14 days


Trupanion and Embrace are very different companies, but both offer excellent coverage and service. Trupanion offers one of the best major medical plans in the market. It is simple, streamlined and straightforward.

Embrace on the other hand offers the ability to 100% customize your own plan from soup to nuts. If you're looking for excellent, no-nonsense major medical coverage, Trupanion is a great option for you.

If you're looking for a plan you can tweak to meet your exact needs, then Embrace is a better choice.

Compare Plans and Prices

Compare Trupanion


Compare Embrace

Pet Insurance Providers and Reviews

Pet Insurance Providers and Reviews


Find Pet Insurance Locally


Breed Specific Medical Issues


Common Pet Health Problems


Get FREE Quotes! BBB Business Review

We’ve generated over 1 million quotes and sold thousands of plans.
About Us

Magruff's Story

“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews

Why Use Us?

  • Compare all 12 companies
  • Save 25% by comparing rates
  • Fast, free and 100% independent

See How We Can Help

Pet Insurance?

Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

Learn More

Compare Plans & Prices From the Top Companies

Healthy Paws Pet Insurance ASPCA Petplan Pet Insurance Pets Best Insurance

Embrace Pet Insurance Nationwide Trupanion FIGO