Compare AKC Pet Insurance vs Petplan Pet Insurance Plans

AKC Pet Insurance and Petplan Pet Insurance are two of the best pet insurance companies in America.

AKC Pet InsurancePetplan Pet Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:27,5825,838
Deductible:$100 - $1,000$250 - $1,000
Reimbursement:80%70% - 90%
Annual Limit:$1,500 - $10,000$2,500 to Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:3 days5 days
Waiting Period for Illnesses:14 days15 days
Waiting Period for Orthopedic Coverage:14 days15 days**
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Excluded
Vet Restrictions:NoneNone

AKC Pet Insurance Enrollment Requirements

  • Minimum age: 8 weeks old for puppies
  • Minimum age: 10 weeks for kittens
  • Maximum age: Pet must be less than 9 years old to at time of enrollment in order to be eligible for accident and illness coverage
  • Pets of any age can enroll in AKC’s Accident Only Plan

Petplan Pet Insurance Enrollment Requirements

*Regardless of your pet’s age, if your pet has not been examined by a veterinarian within sixty (60) days prior to the effective date of the policy, you must arrange to have your pet examined within thirty (30) days of the effective date of the policy.

**Orthopedic Health Issues

  • 6-month waiting period for cruciate ligaments and patellar luxation
  • Standard 15 day Illness Waiting Period for other Orthopedic conditions
  • Exclusionary period for knees can be waived with a healthy knee exam/check at the vet while the policy is in force
  • 30-day waiver is available
  • Cruciate injuries and illnesses are coverable, but there is a six month cruciate exclusionary period that can be waived by having the knees certified as healthy by the vet in the first 30 days

Summary

Both great options.

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