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Healthy Paws Pet Insurance vs. Fetch

Healthy Paws has been the #1 customer rated pet insurance company in America for over three years. Petplan is also one of the highest rated pet insurers with a consistent top three ranking in customer service satisfaction. Both companies offer excellent accident and illness coverage for dogs and cats.

The only notable omission from Healthy Paws’ and Petplan’s coverage options is that neither company offers wellness / preventative care coverage. Other than that, if you’re looking for world-class coverage for unexpected accidents and illnesses you can’t go wrong with either option.

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Healthy Paws Pet Insurance Fetch Pet Insurance
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 2,301 759
Deductible: $100, $250 or $500 $250 - $1,000
Reimbursement: 70%, 80% or 90% 70% - 90%
Annual Limit: Unlimited $2,500 to Unlimited
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 15 days 5 days
Waiting Period for Illnesses: 15 days 15 days
Waiting Period for Orthopedic Coverage: 15 days* 15 days**
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Excluded Excluded
Vet Restrictions: None None

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Healthy Paws vs. Petplan

Healthy Paws

Healthy Paws has remained the #1 customer-rated pet insurance company in USA for over three years. The company is known for its swift response times and quality customer service.

  • Deductible: $100 – $500
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting period for accidents: 15 days
  • Waiting period for illnesses: 15 days

Petplan

Petplan is a highly rated pet insurer with a consistent top three ranking in customer service satisfaction.

  • Deductible: $250 – $1,000
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting period for accidents: 5 days
  • Waiting period for illnesses: 15 days

Coverage Comparisons

Both companies offer comprehensive accident & illness coverage for cats and dogs. Aside from the omission of wellness/preventative care policies, you can expect world-class coverage for unexpected accidents and illnesses from both companies.

Compare Healthy Paws

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Related Content

Healthy Paws Pet Insurance Enrollment Requirements

  • 12 month waiting period for hip dysplasia*
  • Must be enrolled before 6 for hip dysplasia coverage
  • Minimum age: 8 weeks
  • Maximum age: 14 years (4 years in New York state)
  • A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date
  • A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date

Fetch Pet Insurance Enrollment Requirements

*Regardless of your pet’s age, if your pet has not been examined by a veterinarian within sixty (60) days prior to the effective date of the policy, you must arrange to have your pet examined within thirty (30) days of the effective date of the policy.

**Orthopedic Health Issues

  • 6-month waiting period for cruciate ligaments and patellar luxation
  • Standard 15 day Illness Waiting Period for other Orthopedic conditions
  • Exclusionary period for knees can be waived with a healthy knee exam/check at the vet while the policy is in force
  • 30-day waiver is available
  • Cruciate injuries and illnesses are coverable, but there is a six month cruciate exclusionary period that can be waived by having the knees certified as healthy by the vet in the first 30 days