Healthy Paws Pet Insurance vs. Fetch
Healthy Paws has been the #1 customer-rated pet insurance company in America for over three years. Fetch is also one of the highest-rated pet insurers, with a consistent top-three ranking in customer service satisfaction. Both companies offer excellent accident and illness coverage for dogs and cats.
The only notable omission from Healthy Paws’ and Fetch’s coverage options is that Fetch offers an optional wellness and preventative care coverage add-on, while Healthy Paws does not. Other than that, if you’re looking for world-class coverage for unexpected accidents and illnesses, you can’t go wrong with either option.
Price: | Get a Quote | Get a Quote |
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Overall Rating: | ||
Total Reviews: | 6,168 | 21,702 |
Deductible: | $100, $250 or $500 | $300, $500, $700 |
Reimbursement: | 70%, 80% or 90% | 70%, 80%, 90% |
Annual Limit: | Unlimited | $5K - Unlimited |
Company Profile: | Company Overview | Company Overview |
Waiting Period for Accidents: | 15 days | up to 15 days |
Waiting Period for Illnesses: | 15 days | up to 15 days |
Waiting Period for Orthopedic Coverage: | 15 days* | 6 months for knees (can be waived)** |
Emergency Care: | Included | Included |
Accidents: | Included | Included |
Illnesses: | Included | Included |
Cancer Coverage: | Included | Included |
Orthopedic Issues: | Included | Included |
Hereditary Conditions: | Included | Included |
Chronic Conditions: | Included | Included |
Prescription Meds: | Included | Included |
Wellness Coverage: | Excluded | Optional |
Vet Restrictions: | None | None |
Healthy Paws vs. Fetch
Healthy Paws
Healthy Paws has remained the #1 customer-rated pet insurance company in USA for over three years. The company is known for its swift response times and quality customer service.
- Deductible: $100 – $500
- Reimbursement: 70% – 90%
- Emergency Care: Included
- Waiting period for accidents: 15 days
- Waiting period for illnesses: 15 days
Fetch Pet Insurance
Fetch is a highly-rated pet insurer with a consistent top-three ranking in customer service satisfaction.
- Deductible Options: $300, $500, $700
- Reimbursement: 70%, 80%, 90%
- Emergency Care: Included
- Waiting period for accidents: up to 15 days
- Waiting period for illnesses: up to 15 days
Coverage Comparisons
Both companies offer comprehensive accident & illness coverage for cats and dogs. Aside from the omission of wellness/preventative care policies, you can expect world-class coverage for unexpected accidents and illnesses from both companies.
Compare Healthy Paws
- Healthy Paws vs. ASPCA
- Healthy Paws vs. Embrace
- Healthy Paws vs. FIGO
- Healthy Paws vs. Nationwide
- Healthy Paws vs. Petco
- Healthy Paws vs. Pets Best
- Healthy Paws vs. Trupanion
Compare Fetch
- Fetch vs. ASPCA
- Fetch vs. Embrace
- Fetch vs. FIGO
- Fetch vs. Nationwide
- Fetch vs. Petco
- Fetch vs. Pets Best
- Fetch vs. Trupanion
Related Content
Healthy Paws Pet Insurance Enrollment Requirements
- 12-month waiting period for hip dysplasia*
- Must be enrolled before 6 for hip dysplasia coverage
- Minimum age: 8 weeks
- Maximum age: 14 years (4 years in New York state)
- A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either 12 months before the pet policy effective date or within 15 days following the pet policy effective date
- A pet 6 years old or older on the date of enrollment must have undergone a complete clinical examination within 30 days before the pet policy effective date or 15 days following the pet policy effective date
Fetch Pet Insurance Enrollment Requirements
*Regardless of your pet’s age, if your pet has not been examined by a veterinarian within sixty (60) days prior to the effective date of the policy, you must arrange to have your pet examined within thirty (30) days of the effective date of the policy.
**Orthopedic Health Issues
- 6-month waiting period for cruciate ligaments and patellar luxation
- The illness and accident waiting period is up to 15 days and applies to other orthopedic conditions
- The exclusionary period for knees can be waived with a healthy knee exam or check at the vet while the policy is in force
- A 30-day waiver is available
- Cruciate injuries and illnesses are coverable, but there is a six-month cruciate exclusionary period that can be waived by having the knees certified as healthy by the vet in the first 30 days