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Pumpkin Pet Insurance

 

Introduction

Pumpkin is one of the newest brands to enter the fast-growing American pet insurance market. They offer standard accident and illness coverage but what makes Pumpkin unique is that they also offer a preventative care pack that covers an annual wellness exam, vaccines, and key tests.

Plans and Prices

Pumpkin provides standard accident and illness coverage for unexpected vet bills like emergency care, surgery and medications but they also offer a preventative care pack that covers an annual wellness exam, vaccines, and key tests.

Insurance Coverage

When it comes to standard pet insurance coverage, Pumpkin offers an excellent, easy-to-understand plan. The same coverage is available for dogs and cats but with a few adjustments to annual limits.

Dogs

Pumpkin offers one simple pet insurance plan that pays 90% of your actual vet bills up to $20,000 per year. You can adjust the price of your plan by choosing a lower annual limit of $10,000 per year. You can also adjust your price by selecting a deductible of $100, $250 or $500 (the higher your deductible the lower monthly cost of your plan). The cost of these plans vary based on your pet’s breed, age and where you live.

Cats

If you’re a cat parent you can get the same great coverage as dog parents with a slight adjustment. Pumpkin’s insurance coverage for cats offers the same 90% reimbursement but with annual coverage options of $7,000 or $15,000. Pumpkin’s cat insurance plan also offers a $100, $250 or $500 deductible option to help you tailor your monthly budget.

Preventative Essentials Packs

Pumpkin’s Preventative Essential Packs are unique to the industry. Some pet insurance companies offer optional wellness plans but none offers prescription care at a discount. Here is a breakdown for dogs and cats, respectively.

Dogs

The Dog Preventative Essentials Pack costs an additional $18.95/month regardless of your pet’s breed and age. Here is a list of what it covers:

  • 1 Annual Wellness Exam Fee
  • 2 Vaccines at the Vet
  • 1 Blood Test for Heartworm & Tick Diseases
  • 1 Fecal “Poop” Test for Intestinal Worms

Cats

The Cat Preventative Essentials Pack costs an additional $11.95/month regardless of your pet’s breed and age. Here is a list of what it covers:

  • 1 Annual Wellness Exam Fee
  • 1 Vaccine at the Vet
  • 1 Fecal “Poop” Test for Intestinal Worms

pumpkin pet insurance

Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.

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