Prudent Pet Insurance vs ASPCA
Prudent Pet Insurance rated #1 pet insurance on Trustpilot. ASPCA, like Prudent Pet Insurance offers accidental and illness coverage. Prudent Pet Insurance highlights a 24/7 virtual vet chat. ASPCA and Prudent Pet Insurance have add-on coverages!
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| Price: | Get a Quote | Get a Quote |
|---|---|---|
| Overall Rating: | ||
| Total Reviews: | 543 | 2,387 |
| Deductible: | $100-$1000 | $100 - $500 |
| Reimbursement: | 70-90% | 70% - 90% |
| Annual Limit: | 10,000-Unlimited | $5,000 - Unlimited |
| Company Profile: | Company Overview | Company Overview |
| Waiting Period for Accidents: | 5 Days | 14 days |
| Waiting Period for Illnesses: | 14 Days | 14 days |
| Waiting Period for Orthopedic Coverage: | n/a | 14 days |
| Emergency Care: | Excluded | Excluded |
| Accidents: | Included | Included |
| Illnesses: | Included | Included |
| Cancer Coverage: | Included | Included |
| Orthopedic Issues: | Excluded | Excluded |
| Hereditary Conditions: | Included | Included |
| Chronic Conditions: | Excluded | Included |
| Prescription Meds: | Included | Included |
| Wellness Coverage: | Optional | Optional |
| Vet Restrictions: | n/a | None |
Prudent Pet Insurance Enrollment Requirements
- 6-month waiting period for knee and ligament issues
- Can be waived with a veterinarian note
- 14-day waiting period for illnesses
- 5-day waiting period for accidents
- 30-day money-back guarantee
ASPCA® Pet Health Insurance Program Enrollment Requirements
Enrollment Exam Requirements: There are no enrollment exam requirements.