Compare Healthy Paws vs ASPCA Plans

Healthy Paws and ASPCA are two of the best pet insurance companies in America.

Healthy Paws ASPCA
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 7,265 5,806
Deductible: $100 - $500 $100 - $500
Reimbursement: 70% - 100% 70% - 90%
Annual Limit: None $5,000 - Unlimited
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 15 days 14 days
Waiting Period for Illnesses: 15 days 14 days
Waiting Period for Orthopedic Coverage: 12 months * 14 days
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Routine Dental: Excluded Included
Wellness Coverage: Included Included
Vet Restrictions: None None

Healthy Paws Enrollment Requirements

  • 12 month waiting period for hip dysplasia *
  • Must be enrolled before 6 for hip dysplasia coverage
  • Minimum age: 8 weeks
  • Maximum age: 14 years
  • A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date
  • A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date

ASPCA Enrollment Requirements

There are no enrollment requirements. However, when you submit a claim, you authorize us and our administrator to access all medical information that we need to assess your pet’s health. For example, we may ask you for the name and contact information of any veterinarian that has ever seen or treated your pet. You must also provide proof of identity for your pet when we request.

Summary

Great customer service.

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