Pet Insurance Quotes

ASPCA® Pet Health Insurance vs. FIGO

ASPCA® Pet Health Insurance program and FIGO are both great options, but, if you’re looking to add wellness care then ASPCA® Pet Health Insurance program is your best option. If you’re looking for simple, quality accident and illness coverage, which is standard pet insurance, then FIGO is an excellent option. You can’t go wrong with either provider so we encourage you to get quotes from both and decide which option is best for your four-legged family member!

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ASPCA Pet Insurance Figo Pet Insurance
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 6,145 1,791
Deductible: $100, $250, or $500 $250 or $500
Reimbursement: 70% - 90% 70%, 80%, or 90%
Annual Limit: $2,500 - $10,000 $10,000 - Unlimited
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 15 days 1 day*
Waiting Period for Illnesses: 15 days 14 days
Waiting Period for Orthopedic Coverage: 15 days 6 months *
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions: None None

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FIGO vs. ASPCA®

ASPCA Pet Health Insurance and FIGO Pet Insurance both have excellent ratings in the pet insurance industry, but ASPCA® Pet Health Insurance program offers additional coverage in the form of optional wellness coverage to cover routine care expenses. However, FIGO is still an excellent choice for a standard coverage option for accidents and illnesses.

ASPCA®Pet Health Insurance

This highly regarded pet insurance brand offers a complete coverage option, which covers many things other pet insurers don’t, as well as more standard plans.

  • Deductible: $100 – $500
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting period for accidents/Illnesses: 14 days/14 days

FIGO Pet Insurance

FIGO is a relatively new pet insurance brand, but has already received many great ratings, and their plans offer different levels of coverage to suit your pet’s needs.

  • Deductible: $50 – $500
  • Reimbursement: 70% – 100%
  • Emergency Care: Included
  • Waiting period for accidents/Illnesses: 5 days/14 days

Coverage Comparison

Each company offers excellent accident and illness plans, but ASPCA offers much more coverage options, including wellness coverage.

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Related Content

ASPCA Pet Insurance Enrollment Requirements

Enrollment Exam Requirements: There are no enrollment exam requirements.

Figo Pet Insurance Enrollment Requirements

  • There is a 6-month waiting period for both hip dysplasia and orthopedic conditions. Both can be waived if the exam/waiver form is completed by a veterinarian within the first 30 days of the policy period and there are no pre-existing issues.