Pet Insurance Quotes

Wagmo Pet Insurance




Company Intro

Wagmo was founded in 2017 by Christie Horvath and Ali Foxworth. Wagmo is headquartered in New York, New York and provides both insurance and wellness coverage for dogs and cats.

Coverage Overview

Wagmo offers a standard pet insurance plan that cover accidents and illnesses. This plan is designed to protect you and your furry friend from unexpected accidents and illnesses. Wagmo also offers wellness coverage, which helps pay for routine care like annual exams and vaccinations.

Here is an overview of both the insurance and wellness coverage.

Wagmo Insurance

Wagmo pet insurance covers unexpected accidents and illnesses.

What Does it Cover?

  • Accidents and illnesses
  • Surgeries
  • Cancer treatment
  • Prescription medications
  • End-of-life treatment (euthanasia)

Can You Customize Your Plan?

Yes, you to choose your deductible. You can choose between $500, $750 or $1,000. Wagmo reimburses 100% of your covered vet bills beyond your deductible. The company also has a $20k annual limit with a $10k per incident limit and $100k lifetime limit (we hope you never get close to any of these limits).

Waiting Periods

  • 15 day waiting period for accidents and illnesses
  • 30 day waiting period for cancer treatments

Wagmo Wellness

In addition to standard pet insurance coverage, Wagmo offers three levels of wellness coverage to help pay for routine vet care expenses throughout the year. Wellness coverage can be a great addition to your standard pet insurance plan.

wagmo wellness coverage

How Much Does It Cost?

We ran quotes to give you an idea of what you might pay. Keep in mind however that just like any pet insurance provider, Wagmo bases it’s pet insurance prices on your pet’s breed, age and where you live. So, in order to see what you will pay you’ll want to get your own quote.

Wagmo Pet Insurance Cost

Cost to insure a dog:

  • Cost: $51/month
  • Deductible: $500
  • Reimbursement: 100%
  • Annual Limit: $20,000
  • Note: Price for a 2 year-old mixed breed dog in Columbus, Ohio

Cost to insure a cat:

  • Cost: $35/month
  • Deductible: $500
  • Reimbursement: 100%
  • Annual Limit: $20,000
  • Note: Price for a 3 year-old mixed breed cat in Columbus, Ohio

Wagmo Pet Wellness Cost

Unlike the insurance plan, the wellness plans cost the same regardless of your pets breed or age. Here is the cost for each level of wellness coverage.

  • Value: $20/month
  • Classic: $26/month
  • Deluxe: $59/month


There are a lot of great pet insurance options. In fact, there are over 20 different companies offering plans for dogs and cats!

But, if you’re looking for a new, modern pet insurance option that provides excellent coverage and optional wellness care, then Wagmo is a great choice.

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