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Pet Insurance Arizona

Friendly cat and dog posing together

The Grand Canyon State is a great place to own a pet.

There are plenty of outdoor activities to indulge in with your four-legged friend including hikes in the mountains and long Summer days spent jumping in and out of the pool.

But with all of the sun and fun activities it's inevitable that at some point your pet will need veterinary care.

As a matter of fact, 1 in 3 pets require emergency care every year and every 6 seconds a pet owner is faced with a vet bill over $3,000.

Best Pet Insurance in Arizona

Here are the top pet insurance companies in Arizona based on coverage, customer satisfaction and price.

Rank Company Score
#1 Healthy Paws 99
#2 Petplan 97
#3 Pets Best 93
#4 Embrace 92
#5 Trupanion 90

More Options: Best Pet Insurance

What is Pet Insurance?

Pet health insurance helps pay for vet bills if your dog or cat gets sick or injured. It's no surprise that the most expensive veterinary treatments are for major accidents and illnesses.

Here is a sample of health conditions that are covered by pet insurance and the costs associated with treatment.

Condition Cost to Treat
Cancer $5,000 to $20,000
Dog Hernia $750 to $2,000
Ear Infection $2,500 to $4,500

Source: Dog Health Conditions

The right plan will pay up to 90% for unfortunate health issues your pet may encounter. Much like home or auto insurance you hope you don't need to use it, but if you do need to file a claim it can be a financial life saver.

How Much Does It Cost?

The cost of pet insurance depends on 2 key factors: your pet and your zip code.

Pet insurance companies rate the cost on how likely your pet is to suffer from a hereditary issue (like hip dysplasia) and the cost of treatment where you live.

Good news for you is that prices in Arizona are very affordable for any level of coverage.

Coverage Level Avg. Cost
Accident Only Policy $14/mo.
Accident & Illness Policy $28/mo.
Wellness & Routine Care Plan $20/mo.

Source: Pet Insurance Cost

Pet Insurance Review

"Luckily we haven't had any issues with Anson but we've experienced some serious veterinary expenses in the past.

I would have to say that over the years we've spent over $20,000 on three different dogs who have all had different issues. Heart disease, cancer, hip replacement, intestinal issues, you name it we've experienced it.

The money was well spent and in each case our dogs lived long and healthy lives after treatment. It was clear to us that pet insurance is a no-brainer.

I warn pet owners all the time that major medical issues DO HAPPEN and you never know when or what it will be. We found this site and decided on Pets Best because we liked their story (Dr. Jack Stephens is a pioneer) and they had a good customer rating and solid plans.

We opted for the middle of the road coverage and it cost us about $36/month. In my opinion $432/year is a good investment.

Don't wait to get pet insurance because before you know it you'll be writing 6-figure checks when you least expect it!"

Doug, Insured by Pets Best

More Stories: Pet Insurance Reviews

Top Veterinary Clinics in Arizona

  • Arizona Animal Wellness Center - Gilbert, AZ
  • Kaibab Animal Hospital - Scottsdale, AZ
  • Amherst Plaza Animal Clinic - Phoenix, AZ
  • Agape Animal Clinic - Mesa, AZ
  • Blue Cross Veterinary Clinic - Phoenix, AZ


Arizona Insurance License # 1091853

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Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

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Healthy Paws Pet InsurancePetplan Pet InsurancePets Best InsuranceEmbrace Pet InsuranceTrupanion