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4Paws Pet Health Insurance


4Paws Pet Insurance


Company Overview

4Paws is the newest pet insurance provider. Founded in 2017 the company offers standard accident & illness coverage, accident only coverage and optional wellness coverage.

Headquarters Durham, North Carolina
Year Founded 2017
Underwriter Arch Insurance Company
A.M. Best Rating A+
Phone 1-877-28-4PAWS


What's Covered?

Coverage Options

4Paws offers three coverage options. You can combine the accident & illnesses policy with a wellness care plan for comprehensive coverage.

Treatment Accident & Illness Accident Coverage Wellness Care
Accidents & Injuries X
Illnesses X X
Hereditary Conditions X X
Congenital Conditions X X
Cancer X X
Diagnostic Treatment X X
X-Rays, Blood Tests, Ultrasounds X X
Surgery X X
Hospitalization X X
Prescription Meds X X
Emergency Care X X
Specialty Care X X
Alternative Treatment X X
Wellness & Routine Care X X

Note: Pet insurance companies do not cover pre-existing conditions


Wellness & Routine Care Options

Treatment Wellness 250 Wellness 350 Wellness 500
Dental Cleaning $100 - -
Dental Cleaning or Spay/Neuter - $150 $175
Wellness Exam $50 $50 $50
Flea/Heartworm Prevention - - $50
DHLPP Vaccine/Titer $20 - $25
Rabies Vaccine and/or Lyme Vaccine/Titer $20 $25 $25
Fecal Test $20 $25 $25
Heartworm Test $20 $25 $25
Deworming $20 $25 $25
Health Certificate - $25 $25
Bordetella - - $25
Urinalysis - - $25
Blood Test - - $25
Total Maximum Benefit $250 $350 $500


Policy Details

Deductible Type Annual
Deductible Options $100 - $500
Annual Limit  
Reimbursement Options 70% - 90%
Min. Age for Coverage 8 weeks
Max. Age for Coverage  
Waiting Period - Accidents None
Waiting Period - Illnesses 14 days
Waiting Period - Orthopedic 14 days
Trial Period 30 days


This page is for informational purposes only. Please visit for a complete overview and for quotes.

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