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Embrace vs. PetPremium Pet Insurance

Here is a simple side-by-side breakdown comparing Embrace and PetPremium Pet Insurance.

Embrace Pet Insurance
 PetPremium Pet Insurance
Average Price
$40 - 68/mo.
$25 - 54/mo.
A.M. Best Rating A+ A+
BBB Rating A+ A
Customer Satisfaction 92% NA
Total Reviews 8,525 reviews NA
Deductible $100 - 1,000
$100 - 500
Reimbursement 65 - 90%
70 - 90%
Annual Limit $5 - 15k
$2.5k - Unlimited
Company Profile Embrace Overview PetPremium Overview
Waiting Period for Accidents 2 days*
1 day
Waiting Period for Illnesses 14 days 30 days
Waiting Period for Orthopedic Coverage 6 mos.
30 days
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds For additional cost
Dental - Accidents
Cancer Coverage
Wellness Coverage
Optional Optional
Vet Restrictions None None

Note: Pet insurance does not cover pre-existing conditions

*Most states have a 2-day waiting period, some are 14 days

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