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Pet Insurance in Florida

Dog walking on the beach in Florida

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Florida Pet Insurance Plans

Florida's laidback lifestyle is perfect for pets, which helps explain why millions of dogs and cats reside in the Sunshine State!

Floridian pets have as much choice for adventuring as their noses can handle, from exploring the Everglades to relaxing in the Keys to sniffing out the latest happenings in Miami.


Which Companies are Best?

Not all pet insurance companies are created equal. Check out our list of the top pet insurance companies and plans for Floridians.

Each company's rating is based on a scoring system that evaluates 30 attributes of a pet insurance company that includes coverage, cost, customer satisfaction and company.

Learn More: Best Pet Insurance in Florida

Best Pet Insurance

Crunching Veterinary Costs

Living in Florida can bring some unique challenges and risks to pets. The balmy climate means pet parents have to be wary not only of heat stroke and burnt paws, but of fleas and tapeworms.

There are also conditions that are more commonly diagnosed in Florida pets compared to the national average, such as Feline Immunodeficiency Virus.

Here is a sample of common health conditions and the cost for treatment to give you an idea of how expensive veterinary care can be.

Condition Cost to Treat
Addison's Disease $2,400 per year
Heart Disease $15,000 to $20,000
Liver Disease $2,000 to $5,000
Luxating Patella $1,500 to $3,000
Poisoning in Dogs $250 to $5,000

Source: Dog Health Conditions

Did You Know?

One in three Floridian pets will get sick or injured this year.

Living the dream in the Sunshine State isn't cheap. In fact, Florida is the 14th most expensive state to live in. This is reflected in the cost of veterinary care in Florida, which means vet bills can easily run to four figures, even for common treatments.

If you live in a major metropolitan area like Miami, Tampa, or Jacksonville, you can expect to pay even more if your pet gets sick or injured.

Pet Insurance Cost in Florida

Florida is the #4 ranked state when it comes to the number of pets we quote per month. In fact, the Sunshine State accounts for 6.4% of all the quotes we generate.

  Daytona Miami
Dog $27/mo.
Cat $19/mo.

Pet Insurance Costs


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Highest Rated Vet Clinics

  • Dr. Don Swerida - Sarasota
  • Ark-N-Bark Clinic - Palm Bay
  • Longwood Veterinary Clinic - Longwood
  • All Care Animal Hospital - Minneola
  • Kind Animal Hospital - Miami

Insurance That's Right for You

With a range of pet insurance companies offering coverage in Florida, it's crucial to compare plans and prices to discover which will suit your pet's needs and your bank balance. You want your pet to have the very best medical care no matter what- without worrying about huge vet bills!

Ready for the peace of mind that comes with knowing your pet is protected?

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Florida Insurance License # L092354

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Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

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