Compare Healthy Paws Pet Insurance vs FIGO Pet Insurance Plans

Healthy Paws Pet Insurance and FIGO Pet Insurance are two of the best pet insurance companies in America.

Healthy Paws Pet InsuranceFIGO Pet Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:9,162955
Deductible:$100 - $500$50 - $500
Reimbursement:70% - 90%70% - 100%
Annual Limit:Unlimited$10,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:15 days5 days
Waiting Period for Illnesses:15 days14 days
Waiting Period for Orthopedic Coverage:15 days*6 months *
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Excluded Excluded
Vet Restrictions:NoneNone

Note: No pet insurance company covers pre-existing conditions.

Healthy Paws Pet Insurance Enrollment Requirements

  • 12 month waiting period for hip dysplasia*
  • Must be enrolled before 6 for hip dysplasia coverage
  • Minimum age: 8 weeks
  • Maximum age: 14 years
  • A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date
  • A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date

FIGO Pet Insurance Enrollment Requirements

Six months for knee issues *

Summary

Healthy Paws has been the highest rated pet insurance provider since being founded in 2009. FIGO has been one of the highest rated pet insurance providers in the U.S. since being incubated and launched in Chicago in 2013. Healthy Paws has a four year head start but FIGO has continued to break the mold by offering content and technology perks for its customer base.

From a coverage standpoint the two companies are nearly identical. Both offer excellent accident & illness coverage for dogs and cats. They also offer varying degrees of reimbursement and deductible to help you reach your desired monthly budget.

You and your furry family member can’t go wrong with either one of these excellent pet insurance companies!

 

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