Pets Best vs Healthy Paws

Pets Best and Healthy Paws are two of the most respected pet insurance providers in the U.S. Pets Best offers an immense amount of coverage options from accident-only to comprehensive coverage that includes preventative care. Healthy Paws, on the other hand, offers one, simple accident and illness policy that covers any unexpected health issue your pet may suffer from.

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Pets Best InsuranceHealthy Paws Pet Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:7,6106,389
Deductible:$50 - $1,000$100 - $500
Reimbursement:70% - 90%70% - 90%
Annual Limit:$5,000 - UnlimitedUnlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:3 days15 days
Waiting Period for Illnesses:14 days15 days
Waiting Period for Orthopedic Coverage:14 days*15 days*
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Excluded
Vet Restrictions:NoneNone

Pets Best Insurance Enrollment Requirements

*6 month waiting period for cruciate ligaments

Additional Note: Pets must be at least 7 weeks old at the time of enrollment, there is no upper age limit for enrollment

Healthy Paws Pet Insurance Enrollment Requirements

  • 12 month waiting period for hip dysplasia*
  • Must be enrolled before 6 for hip dysplasia coverage
  • Minimum age: 8 weeks
  • Maximum age: 14 years (4 years in New York state)
  • A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date
  • A pet 6 years old or greater on the date of enrollment must have undergone a complete clinical examination within 30 days prior to the pet policy effective date or within 15 days following the pet policy effective date