Healthy Paws vs. Nationwide
Healthy Paws and Nationwide are two of the most respected pet insurance companies in America. Healthy Paws offers one, simple accident and illness plan while Nationwide offers optional wellness coverage too. Compare these two companies side-by-side and decide which option is the best fit for you and your furry family member!
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| Price: | Get a Quote | Get a Quote |
|---|---|---|
| Overall Rating: | ||
| Total Reviews: | 4,174 | 614 |
| Deductible: | $100, $250 or $500 | $100, $250, or $500 |
| Reimbursement: | 70%, 80% or 90% | 50%, 70%, or 80% |
| Annual Limit: | Unlimited | $10,000 - Unlimited |
| Company Profile: | Company Overview | Company Overview |
| Waiting Period for Accidents: | 15 days | 14 Days |
| Waiting Period for Illnesses: | 15 days | 14 Days |
| Waiting Period for Orthopedic Coverage: | 15 days* | 14 Days* |
| Emergency Care: | Included | Included |
| Accidents: | Included | Included |
| Illnesses: | Included | Included |
| Cancer Coverage: | Included | Included |
| Orthopedic Issues: | Included | Included |
| Hereditary Conditions: | Included | Included |
| Chronic Conditions: | Included | Included |
| Prescription Meds: | Included | Included |
| Wellness Coverage: | Excluded | Optional |
| Vet Restrictions: | None | None |
Which is Better for You?
Each company offers coverage options as unique as your pet. Healthy Paws has one of the best major medical plans in the market. It is simple, comprehensive and very affordable. Nationwide is unique because their new Whole Pet with Wellness Plan covers 90% of all veterinary expenses. If you want to prepare for unexpected health issues you will be very happy with either company.
Healthy Paws and Nationwide are leading pet insurance brands. The question is, which company is the right one for your pet? That depends on your pet’s unique needs as these insurers have a different forte. Here’s a helpful guide to help you make the right choice.
Healthy Paws Review
Healthy Paws has been consistently rated as the #1 pet insurance company in the US for four years in a row with an overall rating of 4.9/5.0. If you go for this insurer, you can expect a deductible of $100-$500 and a reimbursement rate of 70%-90%. They offer emergency care in their comprehensive coverage plan. And the waiting period is 15 days for both accidents and illnesses.
Nationwide Review
The brainchild of Dr. Jack Stephens, DVM, Nationwide has a long history, receiving an overall rating of 3.9/5.0 from its customers. Their deductible ranges from $100 to $250 and Nationwide’s reimbursement is set at 90%. Emergency care is part of the policy, though your pet has to go through a 14-day waiting period for accidents and illnesses coverage to be in force.
Coverage Comparison
The main difference between the two insurers is that Healthy Paws offer one simple, yet comprehensive pet insurance plan while Nationwide offers a wide range of products with varying levels of coverage that pet parents can choose from. You can also opt to include a wellness package with a Nationwide policy while Healthy Paws doesn’t offer this option.
Price Comparison
Healthy Paws offers one of the most affordable plans compared to other brands but they do charge a one-time $250 enrollment fee. Nationwide can be pricier but this company waives the $20 processing fee if you opt to pay for the premium annually.
The best way to crunch your numbers and see which one offers the best policy for your pet is to get quotes from both companies.
Compare Healthy Paws
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Compare Nationwide
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Healthy Paws Pet Insurance Enrollment Requirements
- 12-month waiting period for hip dysplasia*
- Must be enrolled before 6 for hip dysplasia coverage
- Minimum age: 8 weeks
- Maximum age: 14 years (4 years in New York state)
- A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination and the exam must have taken place either 12 months before the pet policy effective date or within 15 days following the pet policy effective date
- A pet 6 years old or older on the date of enrollment must have undergone a complete clinical examination within 30 days before the pet policy effective date or 15 days following the pet policy effective date
Nationwide Pet Insurance Enrollment Requirements
*Diagnosis or treatment of cruciate ligament or meniscus damage or rupture that occurs during the first 12 (twelve) calendar months that your pet is insured by us. You must maintain continuous coverage for your pet with us in order to avoid another twelve (12) month waiting period.
Six weeks minimum age and 10 years maximum for enrollment (includes lifetime coverage). A physical exam must have been completed within 12 months prior to enrollment.