Embrace vs. ASPCA Pet Health Insurance

Embrace and the ASPCA are two of the best pet insurance companies in America. Compare the two side-by-side using this handy chart.

$40 - 68/mo. Get a Quote	$25 - 54/mo. Get a Quote
A.M. Best Rating A+	A.M. Best Rating A
BBB Rating A+	BBB Rating A+
Avg. Customer Rating 92%	Avg. Customer Rating 86%
8,525 reviews	4,288 reviews
Deductible $100 - 1,000	Deductible $100 - 500
Reimbursement 65 - 90%	Reimbursement 70 - 90%
Annual Limit $5k - $15k	Annual Limit $5,000 - Unlimited
Embrace Overview	ASPCA Overview

Note

Pet insurance does not cover pre-existing conditions

Embrace Enrollment Requirements

Your Pet must have been examined by a Veterinarian in the twelve (12) months prior to the Original Start Date for your Pet(s) as shown on the Schedule Page(s) or within fourteen (14) days after the Original Start Date.

Six weeks minimum. Must be enrolled prior to 14 to be eligible for major medical coverage, pets enrolled after 14th birthday are eligible for accident-only coverage

 

ASPCA Enrollment Requirements

Must agree to terms and conditions prior to enrollment. May ask for veterinary records to clarify health issues. Must acknowledge that pre-existing conditions are not covered.

Eight weeks minimum, For illness coverage 12 years-old for dogs, 14 years-old for cats; No upper age limit for accident only coverage, dogs who are nine years old and greater, and cats 11 years old and greater at initial enrollment are not eligible for Continuing Care, which covers ongoing conditions.

 

 

 

 

Common Pet Health Problems

• Dog Collapsed Trachea Surgery Cost
• Dogs With Eye Problems
• Comedone Syndrome
• Cushings Disease Treatment
• Cataracts in Cats Surgery Cost
• Dog Degenerative Myelopathy
• Anxiety Medication for Dogs
• Entropion In Dogs Surgery Cost