Get FREE Quotes!
Embrace vs. ASPCA Pet Health Insurance
Embrace and the ASPCA are two of the best pet insurance companies in America. Compare the two side-by-side using this handy chart.
|
||
Average Price |
$40 - 68/mo.
|
$25 - 54/mo.
|
A.M. Best Rating | A+ | A |
BBB Rating | A+ | A+ |
Customer Satisfaction | 92% | NA |
Total Reviews | 8,525 reviews | NA |
Deductible | $100 - 1,000 |
$100 - 500 |
Reimbursement | 65 - 90% |
70 - 90% |
Annual Limit | $5k - 15k |
$5,000 - Unlimited |
Company Profile | Embrace Overview | ASPCA Overview |
Waiting Period for Accidents | 2 days* | 1 day |
Waiting Period for Illnesses | 14 days | 14 days |
Waiting Period for Orthopedic Coverage | 6 mos. |
14 days |
Emergency Care | ✔ | ✔ |
Accidents | ✔ | ✔ |
Illnesses | ✔ | ✔ |
Cancer Coverage | ✔ | ✔ |
Orthopedic Issues | ✔ | ✔ |
Hereditary Conditions | ✔ | ✔ |
Chronic Conditions | ✔ | ✔ |
Prescription Meds | For additional cost | ✔ |
Dental - Accidents |
✔ | ✔ |
Cancer Coverage | ✔ | ✔ |
Wellness Coverage |
Optional | Optional |
Vet Restrictions | None | None |
Pet insurance does not cover pre-existing conditions
*Most states have a 2-day waiting period, some are 14 days
Embrace Enrollment Requirements
Your Pet must have been examined by a Veterinarian in the twelve (12) months prior to the Original Start Date for your Pet(s) as shown on the Schedule Page(s) or within fourteen (14) days after the Original Start Date.
Six weeks minimum. Must be enrolled prior to 14 to be eligible for major medical coverage, pets enrolled after 14th birthday are eligible for accident-only coverage
ASPCA Enrollment Requirements
Must agree to terms and conditions prior to enrollment. May ask for veterinary records to clarify health issues. Must acknowledge that pre-existing conditions are not covered.
Eight weeks minimum, For illness coverage 12 years-old for dogs, 14 years-old for cats; No upper age limit for accident only coverage, dogs who are nine years old and greater, and cats 11 years old and greater at initial enrollment are not eligible for Continuing Care, which covers ongoing conditions.
Compare Embrace
- Embrace vs. Healthy Paws
- Embrace vs. Nationwide
- Embrace vs. Petplan
- Embrace vs. Pets Best
- Embrace vs. Trupanion
- Embrace vs. Figo
- Embrace vs. PetFirst
- Embrace vs. PetPremium
- Embrace vs. AKC
- Embrace vs. 24PetWatch
Compare ASPCA
- ASPCA vs. Healthy Paws
- ASPCA vs. Nationwide
- ASPCA vs. Petplan
- ASPCA vs. Pets Best
- ASPCA vs. Figo
- ASPCA vs. Trupanion
- ASPCA vs. PetFirst
- ASPCA vs. PetPremium
- ASPCA vs. AKC
- ASPCA vs. 24PetWatch
Compare Companies
Pet Insurance Providers and Reviews
Find Pet Insurance Locally
Breed Specific Medical Issues
Common Pet Health Problems
- Dog Collapsed Trachea Surgery Cost
- Dogs With Eye Problems
- Comedone Syndrome
- Cushings Disease Treatment
- Cataracts in Cats Surgery Cost
- Dog Degenerative Myelopathy
- Anxiety Medication for Dogs
- Entropion In Dogs Surgery Cost
Get FREE Quotes!
We’ve generated over 1 million quotes and sold thousands of plans.
About Us
Magruff's Story
“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews
Why Use Us?
- Compare all 12 companies
- Save 25% by comparing rates
- Fast, free and 100% independent
Pet Insurance?
Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.