Pet Insurance Quotes

Get FREE Quotes!

Embrace vs. ASPCA Pet Health Insurance

Embrace and the ASPCA are two of the best pet insurance companies in America. Compare the two side-by-side using this handy chart.

Embrace Pet Insurance ASPCA Pet Insurance
$40 - 68/mo.
$25 - 54/mo.
A.M. Best Rating
A.M. Best Rating
BBB Rating
BBB Rating
Avg. Customer Rating
Avg. Customer Rating
8,525 reviews
$100 - 1,000
$100 - 500
65 - 90%
70 - 90%
Annual Limit
$5k - $15k
Annual Limit
$5,000 - Unlimited
Embrace Overview ASPCA Overview


Pet insurance does not cover pre-existing conditions

Embrace Enrollment Requirements

Your Pet must have been examined by a Veterinarian in the twelve (12) months prior to the Original Start Date for your Pet(s) as shown on the Schedule Page(s) or within fourteen (14) days after the Original Start Date.

Six weeks minimum. Must be enrolled prior to 14 to be eligible for major medical coverage, pets enrolled after 14th birthday are eligible for accident-only coverage


ASPCA Enrollment Requirements

Must agree to terms and conditions prior to enrollment. May ask for veterinary records to clarify health issues. Must acknowledge that pre-existing conditions are not covered.

Eight weeks minimum, For illness coverage 12 years-old for dogs, 14 years-old for cats; No upper age limit for accident only coverage, dogs who are nine years old and greater, and cats 11 years old and greater at initial enrollment are not eligible for Continuing Care, which covers ongoing conditions.

Protect your pet today





Common Pet Health Problems


Get FREE Quotes! BBB Business Review

We’ve generated over 1 million quotes and sold thousands of plans.
About Us

Magruff's Story

“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews

Why Use Us?

  • Compare all 12 companies
  • Save 25% by comparing rates
  • Fast, free and 100% independent

See How We Can Help

Pet Insurance?

Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

Learn More

Compare Plans & Prices From the Top Companies

Healthy Paws Pet Insurance ASPCA Petplan Pet Insurance Pets Best Insurance

Embrace Pet Insurance Nationwide Trupanion FIGO