Nationwide vs Pets Best

Nationwide Pet Insurance and Pets Best Insurance are two of the most trusted and respected brands in the pet insurance market.

Nationwide is the oldest pet insurance company in the U.S. and sold its first policy in 1982. At the time it was was founded by Dr. Jack Stephens as Veterinary Pet Insurance. Today they offer three different plans with Whole Pet with Wellness offering the most comprehensive coverage in the industry.

Then 23 years later Dr. Stephens founded a second pet insurance company called Pets Best Insurance. Pets Best was founded on many of Dr. Stephens’ learnings at Veterinary Pet Insurance (now Nationwide). Pets Best offers three different accident and illnesses coverage options and two different wellness plans.

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Nationwide Pet InsurancePets Best Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:13,9877,610
Deductible:$100 - $250$50 - $1,000
Reimbursement:90%70% - 90%
Annual Limit:$10,000 - Unlimited$5,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:14 Days3 days
Waiting Period for Illnesses:14 Days14 days
Waiting Period for Orthopedic Coverage:14 Days*14 days*
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions:NoneNone

Nationwide Pet Insurance Enrollment Requirements

*Diagnosis or treatment of cruciate ligament or meniscus damage or rupture that occurs during the first 12 (twelve) calendar months that your pet is insured by us. You must maintain continuous coverage on your pet with us in order to avoid another twelve (12) month waiting period.

Six weeks minimum age and 10 years maximum for enrollment (includes lifetime coverage). Physical exam must have been completed within 12 months prior to enrollment.

Pets Best Insurance Enrollment Requirements

*6 month waiting period for cruciate ligaments

Additional Note: Pets must be at least 7 weeks old at the time of enrollment, there is no upper age limit for enrollment