Nationwide vs Figo

Nationwide and FIGO are both excellent pet insurance providers but both are very different. Nationwide was the first pet insurance provider to enter the U.S. market and FIGO is one of the newest players in the space. Nationwide is a huge, multi-billion dollar insurance firm that is almost 100 years old. FIGO on the other hand is a scrappy, technology focused startup that was built for the millenial pet parent.

Nationwide and FIGO could not be more different but both offer excellent coverage. But before you decide, get a free quote and compare prices from both companies!

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Nationwide Pet InsuranceFIGO Pet Insurance
Price:Get a Quote Get a Quote
Overall Rating:
Total Reviews:13,9871,087
Deductible:$100 - $250$50 - $500
Reimbursement:90%70% - 100%
Annual Limit:$10,000 - Unlimited$10,000 - Unlimited
Company Profile:Company Overview Company Overview
Waiting Period for Accidents:14 Days5 days
Waiting Period for Illnesses:14 Days14 days
Waiting Period for Orthopedic Coverage:14 Days*6 months *
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Excluded
Vet Restrictions:NoneNone

Nationwide Pet Insurance Enrollment Requirements

*Diagnosis or treatment of cruciate ligament or meniscus damage or rupture that occurs during the first 12 (twelve) calendar months that your pet is insured by us. You must maintain continuous coverage on your pet with us in order to avoid another twelve (12) month waiting period.

Six weeks minimum age and 10 years maximum for enrollment (includes lifetime coverage). Physical exam must have been completed within 12 months prior to enrollment.

FIGO Pet Insurance Enrollment Requirements

Six months for knee issues *