Pet Insurance Quotes

Pets Best Insurance vs. FIGO

Pets Best and FIGO are two of the most respected and highly rated pet insurance providers in America. The biggest difference between Pets Best and FIGO is that Pets Best offers optional wellness coverage, whereas FIGO is focused solely on standard accident and illness coverage.

So if you’re looking for a plan that covers everything from annual visits to emergencies, Pets Best will be the better option. However, if you’re looking for world-class insurance coverage for all things unexpected then FIGO may be the best choice. Either way make sure to compare quotes to make sure you’re getting the best value possible for your beloved pet!

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Pets Best Insurance Figo Pet Insurance
Price: Get a Quote Get a Quote
Overall Rating:
Total Reviews: 7,645 1,791
Deductible: $50 - $1,000 $250 or $500
Reimbursement: 70% - 90% 70%, 80%, or 90%
Annual Limit: $5,000 - Unlimited $10,000 - Unlimited
Company Profile: Company Overview Company Overview
Waiting Period for Accidents: 3 days* 1 day*
Waiting Period for Illnesses: 14 days 14 days
Waiting Period for Orthopedic Coverage: 14 days** 6 months *
Emergency Care: Included Included
Accidents: Included Included
Illnesses: Included Included
Cancer Coverage: Included Included
Orthopedic Issues: Included Included
Hereditary Conditions: Included Included
Chronic Conditions: Included Included
Prescription Meds: Included Included
Wellness Coverage: Optional Optional
Vet Restrictions: None None

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Figo vs. Pets Best Pet Insurance

Pets Best and Figo are two of the most respected and highly rated pet insurance providers in America. The biggest difference between Pets Best and Figo is that Pet’s Best offers optional wellness coverage, whereas Figo is focused solely on standard accident and illness coverage.

Pets Best Pet Insurance

Pets Best offers flexible coverage options and no annual or lifetime limits.

  • View the Pets Best general overview
  • Deductible: $50 – $1,000
  • Reimbursement: 70% – 90%
  • Emergency Care: Included
  • Waiting Period

        All states except Maine:

    • Accidents: 3 days
    • Illnesses: 14 days
    • Cruciate Ligament Conditions: 6 months
    • Routine Care: 0 days
      Maine Only
    • Accidents: 0 days
    • Illnesses: 14 day
    • Cruciate Ligament Conditions: 30 days
    • Routine Care: 0 days

Figo Pet Insurance

This new pet insurance brand already is already considered to have one of the best accident and illness plans in the United States.

  • View the FIGO general overview
  • Deductible: $50 – $500
  • Reimbursement: 70% – 100%
  • Emergency Care: Included
  • Waiting period for accidents/Illnesses: 5 days/14 days

Coverage Comparison

Each company offers excellent accident and illness plans, but only Pets Best offers wellness coverage as an option.

Price Comparison

Both pet insurers are priced competitively, Pets Best is ideal for accidents and emergencies, while Figo is a great choice for all other unexpected pet care needs.

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Pets Best Insurance Enrollment Requirements

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

* 3-day waiting period for accidents in most states. For DE, LA, ME, MS, NE, NH, and WA, the waiting period for accidents is 0 days. See below for further details:

Waiting Periods for Most States:

  • Accidents: 3 days
  • Illnesses: 14 days
  • Cruciate Ligament Conditions: 6 months
  • Routine Care: 0 days

Waiting Periods for Delaware, Louisiana, Maine, Mississippi, Nebraska, New Hampshire, & Washington

  • Accidents: 0 days
  • Illnesses: 14 days
  • Cruciate Ligament Conditions: 30 days
  • Routine Care: 0 days

 

Waiting Periods for North Dakota Only

  • Accidents: 3 days
  • Illnesses: 14 days
  • Cruciate Ligament Conditions: 30 days
  • Routine Care: 0 days

** 6-month waiting period for cruciate ligaments in most states. For DE, LA, ME, MS, NE, NH, and WA, the waiting period for cruciate ligaments is 30 days.

Additional Note: Pets must be at least 7 weeks old at the time of enrollment; there is no upper age limit for enrollment

Figo Pet Insurance Enrollment Requirements

  • There is a 6-month waiting period for both hip dysplasia and orthopedic conditions. Both can be waived if the exam/waiver form is completed by a veterinarian within the first 30 days of the policy period and there are no pre-existing issues.