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Healthy Paws vs. ASPCA Pet Insurance


Healthy Paws and ASPCA are two of the best pet insurance companies in America. Learn More

 

 

Healthy Paws Pet Insurance

 

ASPCA Pet Insurance

Average Price
$24/mo.
$29/mo.
Overall Rating ★★★★ ★★★★
Customer Satisfaction 98% 86%
Total Reviews 5,364 reviews 4,604 reviews
Deductible $100 - $500
$100 - $500
Reimbursement 70% - 90%
70% - 90%
Annual Limit Unlimited $5,000 - Unlimited
Company Profile Healthy Paws Overview ASPCA Overview
Waiting Period for Accidents 15 days 1 day
Waiting Period for Illnesses 15 days 14 days
Waiting Period for Orthopedic Coverage 12 mos. for hip dysplasia
14 days
Emergency Care
Accidents
Illnesses
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
X Optional
Vet Restrictions None None

✓ = Included O = Optional X = Excluded

Pet insurance does not cover pre-existing conditions


Healthy Paws Enrollment Requirements

A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination. The exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date.


ASPCA Enrollment Requirements

May ask for veterinary records to clarify health issues. Must acknowledge that pre-existing conditions are not covered.


Summary

The biggest difference between Healthy Paws and ASPCA is that ASPCA offers more customized options including wellness care. Healthy Paws does not have the option to cover wellness or routine care.


Compare Plans and Prices

 

Healthy Paws

 

ASPCA

 

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Common Pet Health Problems

 

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