Pet Insurance Quotes

Get FREE Quotes!

Healthy Paws vs. ASPCA

Healthy Paws and ASPCA are two of the best pet insurance companies in America. Learn More

 Healthy Paws Pet Insurance
ASPCA Pet Insurance
Average Price
$22 - 38/mo.
$25 - 54/mo.
A.M. Best Rating A++ A
BBB Rating A+ A+
Customer Satisfaction 96% 86%
Total Reviews 6,213 reviews 4,288 reviews
Deductible $100 - 500
$100 - 500
Reimbursement 70 - 90%
70 - 90%
Annual Limit Unlimited $5,000 - Unlimited
Company Profile Healthy Paws Overview ASPCA Overview
Waiting Period for Accidents 15 days 1 day
Waiting Period for Illnesses 15 days 14 days
Waiting Period for Orthopedic Coverage 12 mos. for hip dysplasia
14 days
Emergency Care
Cancer Coverage
Orthopedic Issues
Hereditary Conditions
Chronic Conditions
Prescription Meds
Dental - Accidents
Cancer Coverage
Wellness Coverage
X Optional
Vet Restrictions None None

Pet insurance does not cover pre-existing conditions

Healthy Paws Enrollment Requirements

A pet less than 6 years old on the date of enrollment must have undergone a complete clinical examination. The exam must have taken place either in the 12 months prior to the pet policy effective date or within 15 days following the pet policy effective date.

ASPCA Enrollment Requirements

May ask for veterinary records to clarify health issues. Must acknowledge that pre-existing conditions are not covered.


The biggest difference between Healthy Paws and ASPCA is that ASPCA offers more customized options including wellness care. Healthy Paws does not have the option to cover wellness or routine care.

Compare Plans and Prices


Healthy Paws




Related Content





Common Pet Health Problems


Get FREE Quotes! BBB Business Review

We’ve generated over 1 million quotes and sold thousands of plans.
About Us

Magruff's Story

“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews

Why Use Us?

  • Compare all 12 companies
  • Save 25% by comparing rates
  • Fast, free and 100% independent

See How We Can Help

Pet Insurance?

Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

Learn More

Compare Plans & Prices From the Top Companies

Healthy Paws Pet Insurance Petplan Pet Insurance Pets Best Insurance

Embrace Pet Insurance Nationwide Trupanion FIGO