Pet Insurance Quotes

Get FREE Quotes!


Ratings Overview

 

Instead of guessing what you wanted, we developed a survey asking pet parents what was most important to them when shopping for pet insurance. We took the results of that survey and created a 30-point rating system with four major categories so you can rank companies based on the most important factors.

  • Coverage
  • Price
  • Reviews
  • Business

 

We evaluate each category for each provider and then create an average score to make it easier for you to compare plans. This scoring system is how we come up with the rankings of the best pet insurance plans in America. We update it on a regular basis to ensure the information is up-to-date and accurate.


1. Coverage


Coverage is king. Whether you're shopping for pet insurance, auto insurance or life insurance, coverage is what differentiates insurance policies. The key to quality pet insurance coverage is a policy that includes all the major health issues your pet may encounter. The most common (and most expensive) health issues are orthopedic conditions, hereditary disorders, chronic conditions and emergency care. The highest rated companies provide complete, comprehensive coverage for these health issues without exclusions or hidden payout limits.

Attribute
Emergency Care
Accidents
Illnesses
Cancer
Orthopedic Conditions
Hereditary Disorders
Prescription Meds
Surgery
Diagnostics
Congenital Conditions
Payout Limits
Chronic Conditions
Dental Coverage
Wellness Care
Alternative Therapies
Veterinary Network
Claims Processing
Exclusions

Note: No pet insurance plan covers pre-existing conditions


2. Price


Just like any insurance product, cost matters. Although it's not wise to choose a plan based solely on price, on an apples-to-apples comparison the cost of a plan matters. Let's face it - if a plan is too expensive for your budget it's not a fit. That's why we created a free, custom quote system so you can compare plans and prices side-by-side.

Attribute
Base Premium
Fees
Annual Increases
Deductible
Reimbursement

 

3. Reviews


After you enroll it's critical for a pet insurance plan to offer excellent customer service. When your pet needs expensive veterinary care you want your insurance provider to be responsive and helpful. At the end of the day you just want to be treated well and have your claims paid.

Attribute
Customer Reviews
Expert Reviews
Waiting Periods
Ease of Enrollment

 

4. Business


The final category that goes into a rating is the business itself. The longer they've been around, the better. The bigger they are, the better. History, leadership and financial stability all matter. These attributes are very important, and often forgotten when looking at coverage, price and service, but it's still a major factor that truly separates the good providers from the not-so-good.

Attribute
Service
Provider
Policy Options

 

Summary


We're different because we're licensed, accredited and we do our homework. A lot of websites and "experts" claim to offer real advice, but the fact is we're the only licensed pet insurance agency in America. You can visit other websites and get opinions online, but nobody knows pet insurance like we do. Period.


See Prices for Your Pet


 

 

 

Common Pet Health Problems

Get FREE Quotes!


Petinsurancequotes.com BBB Business Review

We’ve generated over 1 million quotes and sold thousands of plans.
About Us

Magruff's Story

“Our pet insurance plan saved us $4,300 when our dog Magruff needed hip surgery.” - Lou & Kim
Pet Insurance Reviews

Why Use Us?

  • Compare all 12 companies
  • Save 25% by comparing rates
  • Fast, free and 100% independent

See How We Can Help

Pet Insurance?

Pet insurance pays up to 90% for veterinary treatment when your dog or cat gets sick or injured.

Learn More

Compare Plans & Prices From the Top Companies

Healthy Paws Pet Insurance Petplan Pet Insurance Pets Best Insurance

Embrace Pet Insurance Nationwide Trupanion FIGO